Mortgage Loan Processor (Full Time) - Richardson, TX

Company: Prosperity Bank
Location: Richardson
Posted on: May 28, 2023

Job Description:

How to apply: Please apply through Prosperity Bank's Career Center at https://www.prosperitybankusa.com/Careers and to find more job opportunities with our company.

POSITION PURPOSE

Compile and audit all loan information to submit to underwriting / collect conditions and coordinate the file to closing.

ESSENTIAL FUNCTIONS AND BASIC DUTIES

• Verify and audit all loan documents and information provided by the customer and loan officer.
• Process the loan to submit to underwriting which includes review of appraisal and all supporting documents to the loan
• Collect and audit Conditions received.
• Prepare files to submit to closing which includes auditing the title work, survey, Flood, CIP, Fraud Guard, and HOI
• Work closely with the title company & loan officer to get documents and CD prepared in a timely manner.
• Review CD and communicate changes needed to closing and with the LO and Closer
• Follow up with closing to make sure all items necessary to fund the loan have been received.
• Insure that all compliance regulations have been met
• Orders all documents needed for loan files such as appraisal, title, insurance, flood, CIP, Fraud Guard & verifs
  
• All other tasks as assigned
  
  QUALIFICATIONS
  
  Education/Certification:High school graduate or equivalent.
  
  Required Knowledge:Understanding of mortgage loan processing functions including FHA, VA, and
  
  conventional lending.
  
  Knowledge of mortgage related requirements, procedures, and underwriting criteria.
  
  Experience Required:One to two years of experience in Mortgage Loan Processing
  
  Skills/Abilities: Good verbal and public relations skills.
  
  Strong typing abilities.
  
  Good basic math skills.
  
  Able to use related computer applications.
  
  Well organized.
  
  Monday - Friday: 8:00AM - 5:00PM

Keywords: Prosperity Bank, Richardson , Mortgage Loan Processor (Full Time) - Richardson, TX, Other , Richardson, Texas