Senior Credit Risk Analyst
Company: Regional Management Corp
Location: Plano
Posted on: April 30, 2024
Job Description:
Are you ready to take your career to the next level? Regional
strives to positively impact the financial lives of our
customers.For over 35 years, our Team Members have been passionate
about supporting customers through their financial challenges in
life. They take pleasure in finding solutions and lending a helping
hand, both to our customers and our communities. As we continue to
grow and become a national brand in consumer financing, we hope
you'll consider us for future career opportunities.If you are
looking to make a meaningful impact in people's lives by bringing a
personal touch to finances, join our team today!Job purposeThe
Senior Credit Risk Analyst is responsible for performance analysis,
operational reporting, and business unit support for the Risk
Management organization within Regional Management. This positions
will utilize advance skills to analyze data, portfolio level
performance trends, custom scorecard analysis, and forecasting
skills to support credit risk functions.Duties and
responsibilities
- Mines, models, analyzes large datasets, and utilizes predictive
modeling techniques with an emphasis on optimizing credit risk and
marketing campaign performance using the following predictive
modeling techniques: linear/logistic regression, factor analysis,
decision trees, clustering, segmentation, etc.
- Quantitative analysis of custom score models including ,
validation, ongoing- performance monitoring, and documentation
- Develops and supports complex models, analysis, and reporting
related to customer approval, pricing and profitability.
- Forecasts performance of marketing campaigns and tracks actual
campaign performance versus the forecast.
- Conducts ad hoc research projects incorporating project design,
data collection and analysis, summarization of findings, and
presentation of results.
- Handles data while utilizing interpretive and problem solving
skills with the ability to process large volume of transaction
level data and efficiently derive actionable results.
- Interacts with stakeholders to understand their business
questions, crafting the methodology, to mine/analyze datasets
utilizing SAS and ultimately delivers a final insightful
recommendations to stakeholders.Minimum Qualifications
- Bachelor's degree in Statistics, Data Analytics, Economics,
Math, or similar
- 5+ years of consumer finance, risk analytics, or relevant
experience
- Experience in data mining, modeling and analyzing analytic
findings using SAS.
- Advanced programming skills in SAS and SQL.
- Moderate to Expert level skills in Microsoft Office Suite
(Excel, Access, and Outlook a must)
- Must pass drug screen, criminal and credit background
checks.Preferred Qualifications
- Experience in Financial Services with consumer credit data
utilizing SAS.
- Experience analyzing marketing data in a financial
environment.
- Experience developing risk models for a financial
institution.Critical Competencies
- Excellent oral and written communication skills - especially
the ability to explain complex analyses in easily understood
terms.
- Excellent organizational skills with the ability to prioritize
and handle multiple tasks and responsibilities simultaneously.
- Utilize appropriate analysis, judgment and logic when solving
problems and making decisions.
- Demonstrated ability to apply complex financial and statistical
principles.
- Effective written and verbal presentation skills; able to
communicate well with Senior and Executive Management.
- Innovative problem solving, quantitative and analytical
abilities.
- Detail-oriented.
- Able to work with minimal supervision.
- Flexible, proactive working style.
- Adaptive to a team environment.If you are a job applicant who
resides in the state of California, please review our California
Employee Privacy Policy at the following link:
#LI-Hybrid/OnsiteRegional is an equal opportunity employer and does
not discriminate on the basis of race, color, religion, creed,
national origin, sex (including pregnancy, childbirth, and related
medical conditions), sexual orientation, gender identity,
transgender status, age, disability, genetic information, veteran
status, uniform service, or any other characteristic protected by
applicable law ("Protected Characteristics"). Regional's policy of
non-discrimination applies to all phases of the employment process
and relationship, including, but not limited to, recruitment and
selection; compensation and benefits; professional development and
training; promotions and opportunities; transfers; social and
recreational programs; layoff; and terminations.
Keywords: Regional Management Corp, Richardson , Senior Credit Risk Analyst, Accounting, Auditing , Plano, Texas
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