Director of Consumer Banking Compliance

Company: Texas Capital Bank
Location: Richardson
Posted on: March 10, 2023

Job Description:

Overview
Texas Capital Bank is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big banks at a scale that makes sense for our clients, with highly experienced bankers who truly invest in people's success - today and tomorrow.
While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment - investing the time and resources to understand our clients' immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital Bank, we do more than build business success. We build long-lasting relationships.Headquartered in Dallas, Texas Capital Bank has offices in Austin, Fort Worth, Houston, Richardson, Plano, and San Antonio. We serve clients across the nation in a variety of industries. For more information about joining our team, visit texascapitalbank.com.
The Director of Consumer Banking Compliance will help ensure corporate initiatives and departmental processes comply with applicable laws and regulations. This role is responsible for designing and executing complex risk-based compliance evaluations for the purpose of independently validating business line adherence to applicable laws and regulations.
Responsibilities

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• Ensure an effective Consumer Compliance Program by:
  
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  • (i) Enabling the identification, communication and operationalization of applicable federal and state consumer deposit and lending banking regulations,
    
  • (ii) fostering understanding of associated compliance risk(s) across the organization, as applicable, and
    
  • (iii) influencing the development of suitable risk mitigation strategies.
    
    
  • Serve in the capacity of - a trusted advisor on applicable federal and state Consumer banking and lending regulations, and associated compliance risk, to business and operations leadership and organizations. -
    
  • Serve as the Enterprise Regulatory Change Management subject matter expert (new products/services & regulatory change) and enable the program and process to be executed effectively.
    
  • Manage and provide oversight over Enterprise Privacy Compliance Program (including HIPAA Compliance Program).
    
  • Manage and provide oversight over Enterprise Fair and Responsible Banking Program
    
  • Manage and provide oversight over the consumer compliance policies and serve as the subject matter expert
    
  • Make informed decisions and take quick and strategic action.
    
  • Maintain comprehensive industry and market knowledge with expertise in industry vertical or specialty.
    
  • Maintain comprehensive understanding of bank products, services, operations, and systems.
    
  • Analyze and evaluate risks, escalate recommendations, and influence change.
    
  • Identify and influence transformational opportunities.
    
  • Maintain knowledge of the latest financial, technology, and banking product innovations and regulations
    
  • Lead in a fast-paced, dynamic, collaborative, and transformative environment.
    
  • Maintain strong external network and market presence through active community leadership and relationship development.
    
  • Manage expenses and budget allocations.
    
  • Recruit and retain talent.
    
  • Partner effectively across all levels of the organization and develop positive working relationships
    
  • Manage and execute multiple complex projects within required timelines.
    
    
    Qualifications
    
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    • Bachelor's degree in Finance, Accounting, Audit or Business with a compliance risk focus; or equivalent years of experience (required)
      
    • Master's degree in Finance, Accounting, Audit or Business with a compliance risk focus; or equivalent years of experience (preferred)
      
    • Certified Regulatory Compliance Manager Certification (CRCM) (required)
      
    • 12+ years of experience in a large or mid-size financial institution (required)
      
    • 10+ years of experience in financial institution compliance (required)
      
    • 5+ years of managerial experience in a financial institution (required)
      
    • Subject matter expert in consumer banking, lending and consumer protection laws and regulations impacting financial institutions (required)
      
    • High degree of integrity and strong work ethic
      
    • Excellent verbal and writing skills
      

Keywords: Texas Capital Bank, Richardson , Director of Consumer Banking Compliance, Accounting, Auditing , Richardson, Texas